Transparent: Affirm tells you up front the total amount you’ll pay. That number will never go up.

Flexible: You choose the payment plan that works for you. Our smart checkout gives you options.

Fair: Affirm won’t charge you late fees or penalties of any kind, ever.

Here’s How It Works:

1. Create an account by clicking here

2. Fill your cart: Select Affirm at checkout, then enter a few simple pieces of info for a real time decision.

3. Choose how to pay: Pick the payment plan you like best. You’ll never pay more than you agree to up front. See footer for details.

4. Pay over time: Make payments to affirm.com or in the Affirm app. You’ll get email and text reminders.